Private vs. public exchanges? Not so fast. Before planning an exchange strategy, plan sponsors need to address overriding health care cost challenges. Funding comes first, not exchanges.

Recent economic turbulence—marked by recession and market volatility—has put plan sponsors under increased pressure to find a balance between supporting employees’ retirement savings goals and maintaining their companies’ fiscal health.

Fidelity estimates how much the average 65-year-old couple retiring in 2012 will need to cover medical expenses throughout retirement.

We are now seeing participants becoming much more mindful of and engaged in their financial future, while the trend of increasing savings levels continues. Recent analysis of Q1 2012 data shows that average 401(k) balances rose to $74,600 at the end of the first quarter, up8% from the end of the fourth quarter of 2011.

Our new retirement research reveals a potential income gap that employees would need to fill upon retirement. Here’s what you can do to help them get back on track. 

Listen to Fidelity’s expert panel from several disciplines discuss unique benchmarking models from the Defining Excellence report designed to help plan sponsors with plan design and understanding best practices.

Fidelity and the National Business Group on Health conducted their 3rd annual survey to identify key trends and issues in health improvement and wellness incentives. The five action steps framework helps employers maximize the effectiveness of these important programs.

Providing a more comprehensive view of Americans’ retirement savings, based on 18 million 401(k) and IRA accounts held at Fidelity, new analysis shows a combined average balance of $212,600. Investors on the verge of or in retirement – between 65 and 69 – have a combined average balance of $359,000.

With costs rising, employers are offering health-based accounts to help employees save for both short-term and post-retirement health care. A new report helps employers sort out the many options – now made more complex by health care reform.

Keeping up with your HR team’s New Year’s resolutions? We have identified seven cost-saving insights and lessons learned from 2011 that may help evolve your client’s total benefits strategies in 2012 and beyond. 

Covering one-quarter of the health care market, a new retirement study based on our recordkeeping data from more than 600 plans highlights best practices in optimizing plan design, investment diversification, and employee engagement.

On the fifth anniversary of this landmark legislation, new data show improved benefits security for many working Americans.

Nearly 15,000 workplace plan sponsors and their 21 million participants continue to be protected through Fidelity’s information security technologies and recently earned ISO 27001 Certification.

A recent Fidelity survey identified the need for plan sponsors to create both short and longer-term strategies to combat the uncertainties of health care reform.

Analysis of Fidelity’s HSA data reveals that the more employees become engaged in saving for current and future health care expenses, the more they save for retirement.

Recent economic turbulence—marked by recession and market volatility—has put plan sponsors under increased pressure to find a balance between supporting employees’ retirement savings goals and maintaining their companies’ fiscal health.

Fidelity estimates how much the average 65-year-old couple retiring in 2012 will need to cover medical expenses throughout retirement.

We are now seeing participants becoming much more mindful of and engaged in their financial future, while the trend of increasing savings levels continues. Recent analysis of Q1 2012 data shows that average 401(k) balances rose to $74,600 at the end of the first quarter, up8% from the end of the fourth quarter of 2011.

Fidelity and the National Business Group on Health conducted their 3rd annual survey to identify key trends and issues in health improvement and wellness incentives. The five action steps framework helps employers maximize the effectiveness of these important programs.

Providing a more comprehensive view of Americans’ retirement savings, based on 18 million 401(k) and IRA accounts held at Fidelity, new analysis shows a combined average balance of $212,600. Investors on the verge of or in retirement – between 65 and 69 – have a combined average balance of $359,000.

Keeping up with your HR team’s New Year’s resolutions? We have identified seven cost-saving insights and lessons learned from 2011 that may help evolve your client’s total benefits strategies in 2012 and beyond. 

Covering one-quarter of the health care market, a new retirement study based on our recordkeeping data from more than 600 plans highlights best practices in optimizing plan design, investment diversification, and employee engagement.

On the fifth anniversary of this landmark legislation, new data show improved benefits security for many working Americans.

A recent Fidelity survey identified the need for plan sponsors to create both short and longer-term strategies to combat the uncertainties of health care reform.

Analysis of Fidelity’s HSA data reveals that the more employees become engaged in saving for current and future health care expenses, the more they save for retirement.

Investment lineup considerations are an important part of any plan design. We believe plan sponsors can build an efficient, yet broadly diversified investment menu for their workplace savings plan.

Keeping up with your HR team’s New Year’s resolutions? We have identified seven cost-saving insights and lessons learned from 2011 that may help evolve your client’s total benefits strategies in 2012 and beyond. 

Covering one-quarter of the health care market, a new retirement study based on our recordkeeping data from more than 600 plans highlights best practices in optimizing plan design, investment diversification, and employee engagement.

Recent economic turbulence—marked by recession and market volatility—has put plan sponsors under increased pressure to find a balance between supporting employees’ retirement savings goals and maintaining their companies’ fiscal health.

Listen to Fidelity’s expert panel from several disciplines discuss unique benchmarking models from the Defining Excellence report designed to help plan sponsors with plan design and understanding best practices.

Covering one-quarter of the health care market, a new retirement study based on our recordkeeping data from more than 600 plans highlights best practices in optimizing plan design, investment diversification, and employee engagement.