Building Futures

Fidelity's Building Futures Reports provides an update of the key trends we’re seeing in the DC industry. We are pleased to share these reports of our latest data and insights. These trends clearly underscore the magnitude of our private retirement system and the benefits certain plan design features can provide to help improve employee outcomes.

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Q4 2011 Building Futures: 100% or 0% Assets in Equities (5/9/12)

View how accounts with 100% or 0% in equities have changed over the past 10 years.

How Did Participants Fare in 2011? (2/6/12)

Overall, participants fared well in 2011: savings levels increased, employers contributed more to employee accounts, and the majority of participants did not panic and stayed the course with their asset allocation.

Q4 2011 Building Futures: Target Date Fund Balances (12/31/11)

Find out the percent of participants with 100% of assets in target date funds.

Q4 2011 Building Futures: Personal Rate of Return (12/31/11)

See how 10-Year participant performance compares to the applicable Fidelity Freedom Fund®.

Q4 2011 Building Futures: Participation Rate (12/31/11)

See how auto-enrollment affects the participation rate.

Q4 2011 Building Futures: Loans Outstanding (12/31/11)

Find out the percent of active participants with a loan outstanding.

Q4 2011 Building Futures: Hardship Withdrawals (12/31/11)

View a chart of the percent of active participants taking a hardship withdrawal.

Q4 2011 Building Futures: Equity Allocation (12/31/11)

View the equity allocation 3D graph.

Q4 2011 Building Futures: Deferrals (12/31/11)

View the history of deferrals since 2001.

Q4 2011 Building Futures: Contribution Allocation (12/31/11)

Take a look at contribution allocations since 2001.

Q4 2011 Building Futures: Asset Allocation (12/31/11)

View how quarterly assets allocation has changed in the past 10 years.

Did Washington Get It Right with the PPA? (11/30/11)

On the fifth anniversary of this landmark legislation, new data show improved benefits security for many working Americans.

Q4 2011 Building Futures: 100% or 0% Assets in Equities (5/9/12)

View how accounts with 100% or 0% in equities have changed over the past 10 years.

Small Cap Value Fund Attribution Report (1/27/12)

Download the latest quarterly Attribution Report for Small Cap Value Fund.

Q4 2011 Building Futures: Target Date Fund Balances (12/31/11)

Find out the percent of participants with 100% of assets in target date funds.

Q4 2011 Building Futures: Equity Allocation (12/31/11)

View the equity allocation 3D graph.

Q4 2011 Building Futures: Contribution Allocation (12/31/11)

Take a look at contribution allocations since 2001.

Q4 2011 Building Futures: Asset Allocation (12/31/11)

View how quarterly assets allocation has changed in the past 10 years.

Q4 2011 Building Futures: Target Date Fund Balances (12/31/11)

Find out the percent of participants with 100% of assets in target date funds.

How Did Participants Fare in 2011? (2/6/12)

Overall, participants fared well in 2011: savings levels increased, employers contributed more to employee accounts, and the majority of participants did not panic and stayed the course with their asset allocation.

Q4 2011 Building Futures: Participation Rate (12/31/11)

See how auto-enrollment affects the participation rate.

Q4 2011 Building Futures: Deferrals (12/31/11)

View the history of deferrals since 2001.

How Did Participants Fare in 2011? (2/6/12)

Overall, participants fared well in 2011: savings levels increased, employers contributed more to employee accounts, and the majority of participants did not panic and stayed the course with their asset allocation.

Q4 2011 Building Futures: Loans Outstanding (12/31/11)

Find out the percent of active participants with a loan outstanding.

Q4 2011 Building Futures: Hardship Withdrawals (12/31/11)

View a chart of the percent of active participants taking a hardship withdrawal.

Q4 2011 Building Futures: Personal Rate of Return (12/31/11)

See how 10-Year participant performance compares to the applicable Fidelity Freedom Fund®.